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Clacton-based Thompson Smith and Puxon Residential Property Lawyers, Marie Crawley and Catie Spink, recently joined Dream 100’s Murf (Jonathan Murphy) on their “Ask the Expert” feature.

Marie and Catie chatted to Murf about some of the major costs involved in buying a home, including the deposit and Stamp Duty Land Tax (SDLT). They also talked about the help some first time buyers receive from the “Bank of Mum and Dad” and also explained the Government’s Help to Buy Scheme.

In part one Marie, Catie and Murf discuss some of the major costs involved in buying a home including:

  • Lawyers fees and what these cover
  • Stamp Duty Land Tax, how this is calculated, and the changes made recently relating to the ownership of second properties
  • Disbursements and what they are

In part two they talked about deposits:

  • How much deposit is required
  • The importance of consulting a mortgage lender
  • The ‘Bank of Mum and Dad’

In part three the ‘Help to Buy’ scheme was discussed:

  • What is the ‘Help to Buy Scheme’
  • Who can apply under the scheme and how you qualify
  • The restrictions of the scheme
  • How to apply and when to get legal advice

If you have any questions for either Marie or Catie once you have listened to the podcast please do not hesitate to get in touch.

Chartered Legal Executive, Marie can be contacted on 01255 254257 or by email at

Catie, who is a Graduate of the Chartered Institute of Legal Executives, can be contacted on 01255 254258 or by email at